In the current scenario digitization plays a greater impact on world’s economic growth. In India, due to internet growth and huge availability of smart phones, digitalization is easily achievable and would be a greater advantage for the consumers. The consumers can view the required data from anywhere and pay their bills from anywhere using Internet of Things (IoT) technique. Our proposed system majorly researches on cyber security systems, Internet of Things, load balancing in cloud environment. Our proposed architecture involves secure user identity management, Internet of Things, secure data transmission, Load balancing, Automatic intrusion detection and prevention against web vulnerabilities and data repository (cloud storage). Identity management involves fingerprint and secure external device based authentications. Efficient load balancing technique has been adopted to monitor and file access to avoid congestion / overloading of the server using Honey bee algorithm. Load balancing technique also focuson two levels: Data reliability and Data availability. In our system, automatic intrusion detection and prevention for spoofing attack is been implemented. In this prevention measures are predefined as security policies while developing the application. Finally for data recovery / data repository our proposed system involves migrating the user files to the cloud environment. For cloud storage, in this paper we integrate public cloud storage. The data are secured by encrypting the user files using Attribute based Encryption (ABE) during data upload. Our experimental results provide high accuracy and security when compared with the existing systems. © 2020 Elsevier B.V., All rights reserved.